8 by Mortgage Choice
$209,224 prizes
28 days
Win Cash

Win $20,000

Prize pool $20,000 NSW, VIC, QLD, SA, WA, TAS, NT, ACT Closes 18 Oct 2026
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About this Australia competition: Enter the Mortgage Choice giveaway for your chance to win a prize pool worth $20,000. Open to residents in NSW, VIC, QLD, SA, WA, TAS, NT, ACT. Verified daily by Competitions.com.au — free to enter, no purchase necessary. Closes Sunday, 18 October 2026.

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Competition Details & Terms

What is the Refinance To Win competition?
The Refinance To Win competition is organised by Mortgage Choice Pty Ltd, offering participants a chance to win by submitting a refinance application. The competition is open to Australian residents and aims to engage individuals looking to refinance their home loans.
What are the prizes for the Refinance To Win competition?
The Refinance To Win competition offers a single prize of $20,000, paid by direct deposit. The total prize pool value is AUD$20,000. The winner must provide their Australian bank account details to receive the prize.
When does the competition close?
The competition closes at 11:59 PM AEDT on 18 October 2026. Participants must ensure their entries are submitted before this deadline to qualify for the draw.
How do I enter the competition?
To enter the competition, participants must submit a refinance application valued at $250,000 or more through a Mortgage Choice Broker or via digital platforms like realestate.com.au or mortgagechoice.com.au during the promotional period.
Who is eligible to enter the Refinance To Win competition?
The Refinance To Win competition is open to all Australian residents aged 18 years and over. Employees and their immediate family members of associated companies are not eligible to enter.
How is the winner selected?
The winner is selected through a computerised random draw at Plexus, Level 9, 628 Bourke Street, Melbourne VIC 3000 at 12:00 PM AEDT on 19 October 2026. The draw is open for public scrutiny, ensuring transparency in winner selection.
How will the winner be notified?
The winner will be notified in writing and their details will be published on the Mortgage Choice website by 26 October 2026. This ensures that all participants are aware of the outcome.
What happens if the prize is unclaimed?
If the prize remains unclaimed by 11:00 AM AEDT on 20 November 2026, an unclaimed prize draw will occur at the same location and time as the original draw. The new winner will be notified in writing within seven days and published on the Mortgage Choice website by 27 November 2026.
Who is the promoter of the Refinance To Win competition?
The promoter of the Refinance To Win competition is Mortgage Choice Pty Ltd, located at 511 Church St, Richmond, VIC 3121, Australia. They can be contacted for enquiries about the competition.

About Mortgage Choice Competitions

Mortgage Choice has run 8 competitions on Competitions.com.au over the past 12+ years (since February 2014). Currently, there is 1 active competition you can enter right now.

Mortgage Choice Competition Stats

8
Total Competitions
1
Active Now
2.0K
Member Entries
$209K
Prizes Given Away
28 days
Avg Duration
12+ years
On Site
Cash & Vouchers
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