The Competition is open for entry by any Australian resident over the age of 18 years of age excluding: employees of GFS; a spouse, de-facto spouse, parent, guardian, child or sibling of an GFS employee; any person who has breached any of these terms and conditions. PROMOTIONAL PERIOD: The promotion commences at 12:01am (AEST) on 7th September 2015 and closes at 11:59pm (AEST) on 31st October 2015 (“Promotional Period”). HOW TO ENTER: To enter, Entrants must: Request either a Real Insurance Life, Funeral, Income Protection or Pet Insurance quote, either online via the website www.realinsurance.com.au or over the phone via the Real Insurance Call Centre (1300 337 325); and Subsequently obtain a verbal quote for the requested Real Insurance product (as outlined in the above clause 6a) by speaking to one of the Real Insurance Call Centre representatives. PRIZES: There are two Prize giveaways (refer to clauses 14 to 23) – both are $2,500 Harvey Norman Gift Cards. Total Prize value is equal to $5,000. Each Prize will be issued to the name of the winning entrant.