Win a $1,000 prepaid VISA card! Money Talk

MoneyTalk 2016 (MoneyTalk Media Pty Ltd)
MoneyTalk 2016 – $1,000 Pre-paid Visa Card Prize
1. Information on how to enter and prizes form part of these Conditions of Entry.
2. Entry is only open to Australian residents aged 18 years or over. Employees and immediate families of The Promoter and its agencies associated with this promotion are ineligible.
3. The Promoter reserves the right to verify the validity of entries and to disqualify any entrant who tampers with the entry process or who submits an entry that is not in accordance with these Conditions of Entry.
4. “Promotion Period” means the period 04/08/2016 and final entries close at 12midnight EST on 30/11/2016.
5. To enter the promotion, eligible entrants must complete an online form at www.moneytalk.com.au within the Promotion Period
6. All completed entries will be entered into the draw. Limit of one entry per person.
7. Prize: The first valid entry drawn will receive a $1,000 Pre-paid Visa Card, sent by Australia Post to the winner’s nominated address.
8. Draw will take place on 01/12/2016 at Level 1, Urunga Pde, Miranda NSW 2228 at 2pm EST.
9. Total prize value is AU$1,000.
10. Winner will be notified by email and telephone.
11. The Winner will have their name published on MoneyTalk’s Facebook page by 02/12/2016.
12. Entries not completed in accordance with these Terms and Conditions or received after the closing date will not be considered. The judge’s decision in relation to any aspect of the Competition is final and binding on every person who enters. No correspondence will be entered into.
13. The Promoter reserves the right to redraw in the event of any entrant being unable to satisfy these Terms & Conditions or forfeiting or not claiming the prize. If the prize remains unclaimed after 3 months or forfeited through ineligibility or otherwise, the Promoter will conduct a further draw, on 02/3/2017 at the same time and place as the original draw. The winner will be notified by email and phone.
14. The Promoter reserves the right to verify the validity of entries and to disqualify any entry which, in the opinion of the Promoter, includes objectionable content, profanity, potentially insulting, inflammatory or defamatory statements, any content which infringes the rights of another person (including intellectual property rights or rights of privacy or confidentiality), disqualify any entrant who tampers with the entry process, who submits an entry that is not in accordance with these Terms and Conditions or who has, in the sole opinion of the Promoter, engaged in conduct in relation to the Competition which is unlawful, fraudulent, misleading, deceptive, improper or generally damaging to the goodwill or reputation of the Competition and/or Promoter. The Promoter reserves the right to disqualify a winner if the Promoter becomes aware that the winner and/or the winner’s entry is of a type described in this clause. Incomprehensible, incomplete and/or otherwise indistinguishable entries will be deemed invalid.
15. Any costs in excess of the value of the prize (including GST) and all ancillary costs associated with redeeming the prize are the responsibility of the winner. The Promoter shall not be liable for a prize that has been lost, stolen, forged, damaged or tampered with in any way. Redemption of the prize is subject to the terms and conditions specified on any prize literature.
16. No responsibility accepted for late, lost or misdirected entries.
17. The Promoter is not responsible for any incorrect or inaccurate information, either caused by website users or by any of the equipment or programming associated with or utilised in this competition, or by any technical error that may occur in the course of the administration of this competition. The Promoter assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorised access to or alteration of entries.
18. Any costs associated with accessing the promotional website is the entrant’s responsibility and is dependent on the Internet service provider used. Any contact details entered incorrectly on the website shall be deemed invalid.
19. The Promoter shall not be liable for any loss or damage whatsoever which is suffered (including but not limited to indirect or consequential loss) or for personal injury which is suffered or sustained, as a result of taking any of the prizes, except for any liability which cannot be excluded by law.
20. The Promoter collects entrants’ personal information in order to conduct the promotion. If the information requested is not provided, the entrant may not participate in the promotion. By entering the promotion, unless otherwise advised, each entrant also agrees that the Promoter may use this information, in any media for future promotional, marketing and publicity purposes without any further reference, payment or other compensation to the entrant, including sending the entrant electronic messages. Entrants’ personal information may be disclosed to State and Territory lottery departments and winners’ names published as required under the relevant lottery legislation. A request to access, update or correct any information should be directed to Great Offers via their website.
21. The promoter is Moneytalk Media Pty Ltd, ABN 57 603 042 511 (also trading as MoneyTalk)
NSW PERMIT NO. LTPS/15/02004, ACT PERMIT NO. TP 15/05132