InfoChoice competitions

InfoChoice $1,000 Home Loan Rate Comparison Offer!

COMPARE YOUR BIG 4 BANK VARIABLE HOME LOAN RATE.
If we can't show you a lower rate...WE WILL GIVE YOU $1,000
For Terms & Conditions Visit: https://landing.infochoice.com.au/offerterms/

Terms & Conditions - InfoChoice $1,000 Home Loan Rate Comparison Offer

1. This offer only applies if you currently have an owner-occupied variable rate home loan from one of these lenders (excluding loans provided under a different brand from that shown below):

a) ANZ;
b) CBA;
c) NAB;
d) Westpac.

This offer is limited to the first 100 successful claims made against the rate beat dare. Any claims that are lodged after the first 100 successful claims will be rejected.

2. InfoChoice Pty Ltd ABN 93 061 105 735 AFSL and Australian Credit Licence number 349445 of Level 13, 10 Queens Road, Melbourne VIC 3004 (InfoChoice) will find a lower variable interest rate, with one of the lenders we compare or through partners we refer you to, than the interest rate on your current home loan. If we cannot find a lower interest rate than your current home loan, we will provide you with a $1,000 Mastercard gift card. InfoChoice does not itself offer credit or credit assistance and does not promise to offer credit on any particular terms, or at all.

3. The offer will be met and satisfied where InfoChoice:

a) displays an interest rate for a home loan product currently available through the InfoChoice website; or
b) emails you the details of a loan; or
c) refers to you to one or more of our referral partners who is able to demonstrate to you (on the phone or in writing) a product, with a lower interest rate than your current home loan rate in accordance with these terms and conditions.

4. The rate offer applies by matching the interest rate on your home loan to the interest rate of the loans provided in accordance with paragraph 3.

5. If the offer is not met in accordance with paragraphs 3 and 4, you will be invited to lodge a claim with InfoChoice for the $1,000 Mastercard gift card. The claim must be lodged within two (2) weeks of the date that you first provided your information to us containing your personal details and current home loan interest rate.

6. This offer only applies to an owner-occupied home loan in your name where the applicable interest rate at the time of your claim is lower than any rate provided by InfoChoice under paragraph 3 above (Compliant Loan). The following loan types are excluded:
a) lines of credit;
b) reverse mortgages;
c) honeymoon and introductory rates.

7. Where you have a discounted rate on your home loan rate under a combination loan arrangement which requires you to have at least two loans to receive a discounted rate, the rate beat dare is applied to the interest rate calculated by averaging the rates on all loans in your combination loan.

8. If you have a cheaper rate, you must provide evidence to us (originals or certified copies) in the form of a letter of offer from your lender and a statement of account for your home loan (no more than 3 months' old) demonstrating the current interest rate applicable to your home loan. InfoChoice may request your authority to communicate with your bank to confirm the details directly.

9. InfoChoice reserves the right, at any time, to validate the authenticity of claims and claimant's details (including a claimant's identity, age and place of residence). In the event that a claimant cannot provide suitable proof as reasonably required by InfoChoice to validate their claim, the claim will be rejected.

10. InfoChoice reserves the right, acting reasonably, to disqualify claims in the event of non-compliance with these terms and conditions.

General Conditions

11. This offer is only open to permanent Australian residents who meet the following criteria:
a) over 18 years of age;
b) have a current single property home loan;
c) have not packaged the home loan with a business loan or secured the loan through business relationships, employment relationships or any other preferential arrangement not available to the market at large or the general public (for example, a discounted offer available to members of a certain professional association or offered because of a separate business banking relationship); and
d) live and work in Australia.

Limitations

12. If your claim is accepted, the Mastercard gift card will be mailed or emailed to the email address you specify in your claim within 28 days after the end of the month in which you made your claim. InfoChoice accepts no responsibility for the Mastercard gift card being intercepted fraudulently, misdelivered, or otherwise lost in transit. InfoChoice reserves the right to post a cheque for $1,000 to your home address in lieu of a gift card.

13. Where your home loan has joint borrowers, you must make a claim in the name of all borrowers. There is a limit of one claim in respect of the same security property. Where there is more than one borrower, delivery of the Mastercard to any borrower satisfies our obligations to all borrowers to provide the Mastercard under these terms and conditions.

14. InfoChoice reserves the right to withdraw this InfoChoice Rate Beat dare offer at any time for any reason. Upon InfoChoice deciding to withdraw this offer, which will be effected by the removal of these terms and conditions from the InfoChoice website, InfoChoice will honour all claims already submitted but will not accept any further claims.

Mastercard Gift Card

15. No part of this gift is exchangeable, transferable or redeemable for cash or any alternative form of credit. Any ancillary costs associated with redeeming the Mastercard gift card are not included. Any unused balance of the gift card will not be awarded as cash. Redemption of the gift card is subject to any terms and conditions of the issuer, including those specified on the gift card.

16. Each gift card will be awarded to the person named in the claim and any claim that is made on behalf of a claimant or by a third party will be invalid. If there is a dispute as to the identity of a claimant, InfoChoice reserves the right, in its sole discretion, to determine the identity of the claimant.

17. As the gift card is provided by a third party, the gift is subject to the terms and conditions of the third party and the provision of the gift card is the sole responsibility of the third party and not InfoChoice. The terms and conditions which apply to the gift card at the time it is issued to the claimant will prevail over these terms and conditions, to the extent of any inconsistency. InfoChoice accepts no responsibility or liability for any delay or failure by the third party to deliver the gift card, any delay or failure relating to the gift card itself.

Privacy

18. Claimants' personal information will be collected by InfoChoice. Personal information will be stored on InfoChoice's database. InfoChoice may use this information in accordance with its privacy policy, including but not limited to future marketing purposes regarding its products, including contacting the entrant electronically. InfoChoice is bound by the Australian Privacy Principles in accordance with the Privacy Act 1988 (Cth) and its privacy policy which is located at https://www.infochoice.com.au/privacy-policy/.

Limitation of Liability

19. To the extent permitted by law, InfoChoice's liability, and the liability of any Related Body Corporate of InfoChoice and of any employees and agents, in respect of this offer, will be limited to $1,000.

Disclaimer

20. Neither InfoChoice nor this InfoChoice rate beat dare has been authorised, sponsored or approved by Mastercard International Incorporated.

Win iPhone 11 (128 GB)

Win iPhone 11, Get your free InfoChoice Property Report to enter.
For terms visit: https://www.infochoice.com.au/free-property-report#tc
TERMS:

InfoChoice "Your chance to win an Apple iPhone 11"
Promotion Conditions of Entry
(Effective 17 March 2020)
1. These Terms & Conditions apply to the "Your chance to win an Apple iPhone 11" promotion and prize draw promoted by InfoChoice Pty Ltd ABN 93 061 105 735 AFSL and Australian Credit Licence number 349445 of Level 13, 10 Queens Road, Melbourne VIC 3004 ("InfoChoice" or the "Promoter").
2. Information on how to enter the Promotion and information on the prize forms part of these Terms & Conditions. Participation in the Promotion is deemed acceptance of these Terms & Conditions in full.
3. If you are an Eligible Person (see section 5(a) below) and satisfy all of the Entry Requirements (see section 5(b) below) then, subject to these Terms & Conditions, you will be entered into the prize draw, to win Apple iPhone 11 (see section 7 below) ("Prize Draw" or the "Promotion").
4. The Promotion commences at 10:00 AEST on 17 March 2020 and ends at 23:59 AEST 30 June 2020 ("Promotion Period").
Eligibility and Entry

5. Entry to the Promotion is ONLY open to individuals who:
a. are permanent Australian Residents aged 18 years or older and reside in an Australian State or Territory. For the purposes of these Terms & Conditions, "Australian Resident" means a person who resides in Australia at the start of the Promotion Period and who holds Australian citizenship or holds an Australian permanent residency visa. Employees of InfoChoice and its related bodies corporate (as that term is defined in the Corporations Act 2001 (Cth)) ("Related Body Corporate") or immediate families of the aforementioned employees are ineligible to enter. For the purposes of these Terms & Conditions, "immediate family" means any of the following: spouse, ex-spouse, defacto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin ("Eligible Persons"); AND
b. during the Promotion Period undertake a free property report on https://www.infochoice.com.au/free-property-report/ ("Website"),
(collectively "Entry Requirements").

Eligible Applications

6. When an Eligible Person satisfies the Entry Requirement in section 5 above, that Eligible Person will be entered into the Prize Draw to win one (1) prize. For the avoidance of doubt, the maximum number of entries for each Eligible Person who has satisfied the Entry Requirements during the Promotion Period is one (1) entry into the Prize Draw per Eligible Person. The Prize consists of an [insert colour] 128GB iPhone 11 handset (plan excluded), which includes 6.1inch diagonal display valued at AU$1,279 (RRP as at March 2020).
Prize Draw

7. The total allocated prize pool for the Prize Draw is AU$1,279 (inclusive of GST) to one (1) winner. Eligible Persons are not required to be present at the draw. The Promoter accepts no responsibility for any tax implications that may arise from prize winnings. All taxes which may be payable as a consequence of receiving the prize are the sole responsibility of the winner. Any additional expenses involved are at the winners' expense. Independent financial advice should be sought. The prize value is the recommended retail price, including GST.
8. There will be one (1) draw and one (1) winner and this will take place following the end of the Promotion Period.
9. The draw will be conducted by Anisimoff Legal, an independent third party, located at Suite 5, Erina Plaza, 210 The Central Coast Highway, Erina NSW 2250 at 11:00am AEST on 6 July 2020
10. In the event that the prize becomes unavailable for reasons beyond InfoChoice's control, InfoChoice may at its discretion substitute the prize for an alternative prize, subject to any written directions from a regulatory authority.
11. Allocation of the prize to the winner is final and binding and no correspondence will be entered into.
12. The winner will be notified in writing via the contact details supplied by the Eligible Person to InfoChoice when obtaining to the property report on the Website. The winner will be notified within two (2) working days after the winner is drawn and the winner's name will be published on https://infochoice.com.au/winner. The winner's name will also be published on InfoChoice's social media platforms.
13. For Victorian residents, the prize will be available for collection at Level 13, 10 Queens Road, Melbourne VIC 3004 at a time mutually agreed between the winner and the Promoter. For interstate winners, the prize will be sent via registered post or similar to an Australian address.
14. If the winner cannot be contacted within ten (10) working days of the draw, the entry will be invalidated and a further entry drawn at the same place as the original draw on 6 July 2020 in order to distribute the unclaimed prize. All non-winning entries from the original draw will be included in the unclaimed prize draw. The winner of the unclaimed prize draw will be notified in writing (via the contact details supplied by the Eligible Person to InfoChoice when subscribing to InfoChoice customer database at the Website) within two (2) working days of the draw and the winner's name will be published on https://www.infochoice.com.au/winner. This will continue until a valid winning entry is drawn.
15. The prize will only be awarded where a winner fulfils all the requirements of the Promoter's verification tests and procedures. InfoChoice reserves the right, at its absolute discretion, to request verification of age, identity, residential address of the winner and/or proof of eligibility and other information relevant to entry into or participation in this Promotion. InfoChoice reserves the right to disqualify any individual who:
a. is involved in any way with interfering or tampering with the conduct of the Promotion; or
b. InfoChoice otherwise deems has acted in a way which is contrary to the spirit of the Promotion.
Redemption and Use of Prize

16. The prize is not transferable or redeemable for cash, any alternative form of credit or able to be exchanged.
17. It is a condition of accepting and participating in the prize that a winner may be required to sign a legal release or release(s) in a form determined by the Promoter in its absolute discretion.
General

18. InfoChoice assumes no responsibility for any failure to receive an entry in the Promotion or for inaccurate information by any person or for any loss, damage or injury as a result of technical or telecommunications problems, including security breaches. If such problems arise, then InfoChoice may modify the Promotion.
19. InfoChoice reserves the right to disqualify any individual from participating in the Promotion who is involved in any way with tampering or interfering with the Promotion or who has acted dishonestly or fraudulently in claiming a prize.
20. InfoChoice reserves the right to vary these Terms & Conditions and/or to suspend or terminate the Promotion or vary the Promotion at any time, subject to any restrictions imposed by a regulatory authority. Any decision of InfoChoice on matters in relation to the Promotion is final and no further correspondence will be entered into.
21. Privacy Notice: Information provided by Promotion entrants will be collected and used by InfoChoice for the purposes of conducting the Promotion and for promotional purposes surrounding this Promotion. By entering this Promotion, entrants' consent to the use of their information as described and agree that InfoChoice may use this information, or disclose it to other organisations that may use it, in any media for future promotional purposes without any further reference or payment to the entrant, or as otherwise permitted by InfoChoice's privacy policy. To see InfoChoice's privacy policy, go to https://www.infochoice.com.au/privacy-policy/. InfoChoice's privacy policy contains information about how InfoChoice may use your personal information, how you may access your personal information and seek correction of such information as well as how to complain about a breach of the Australian Privacy Principles and how InfoChoice deal with such a complaint.
22. To the extent permitted by law, InfoChoice (and any Related Body Corporate of InfoChoice) and its employees and agents will not be liable for any claims, damages, injuries, costs or expenses suffered or incurred (including but not limited to indirect or consequential loss) as a result of, or arising out of or in any way connected to, the Promotion.
23. Neither InfoChoice nor this Promotion has been authorised, sponsored or approved by Apple Inc
24. "Apple" and "iPhone" are registered trademarks in the U.S. and other countries.
25. The Promoter is InfoChoice Pty Ltd (ABN 93 061 105 735) of Level 13, 10 Queens Road, Melbourne VIC 3004.
26. NSW Permit No. LTPS/20/43111.

Win an iPhone11

https://www.infochoice.com.au/free-property-report/#tc

InfoChoice "Your chance to win an Apple iPhone 11"

Promotion Conditions of Entry

(Effective 1 November 2019)

1. These Terms & Conditions apply to the "Your chance to win an Apple iPhone 11" promotion and prize draw promoted by InfoChoice Pty Ltd ABN 93 061 105 735 AFSL and Australian Credit Licence number 349445 of Level 13, 10 Queens Road, Melbourne VIC 3004 ("InfoChoice" or the "Promoter").
2. Information on how to enter the Promotion and information on the prize forms part of these Terms & Conditions. Participation in the Promotion is deemed acceptance of these Terms & Conditions in full.
3. If you are an Eligible Person (see section 5(a) below) and satisfy all of the Entry Requirements (see section 5(b) below) then, subject to these Terms & Conditions, you will be entered into the prize draw, to win Apple iPhone 11 (see section 7 below) ("Prize Draw" or the "Promotion").
4. The Promotion commences at 10:00 AEST on 1 November 2019 and ends at 23:59 AEST 30 January 2020 ("Promotion Period").

Eligibility and Entry

5. Entry to the Promotion is ONLY open to individuals who:
a. are permanent Australian Residents aged 18 years or older and reside in an Australian State or Territory. For the purposes of these Terms & Conditions, "Australian Resident" means a person who resides in Australia at the start of the Promotion Period and who holds Australian citizenship or holds an Australian permanent residency visa. Employees of InfoChoice and its related bodies corporate (as that term is defined in the Corporations Act 2001 (Cth)) ("Related Body Corporate") or immediate families of the aforementioned employees are ineligible to enter. For the purposes of these Terms & Conditions, "immediate family" means any of the following: spouse, ex-spouse, defacto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin ("Eligible Persons"); AND
b. during the Promotion Period undertake a free property report on https://www.infochoice.com.au/free-property-report/ ("Website"),

(collectively "Entry Requirements").

Eligible Applications

6. When an Eligible Person satisfies the Entry Requirement in section 5 above, that Eligible Person will be entered into the Prize Draw to win one (1) prize. For the avoidance of doubt, the maximum number of entries for each Eligible Person who has satisfied the Entry Requirements during the Promotion Period is one (1) entry into the Prize Draw per Eligible Person. The Prize consists of an [insert colour] 128GB iPhone 11 handset (plan excluded), which includes 6.1inch diagonal display valued at AU$1,279 (RRP as at October 2019).

Prize Draw

7. The total allocated prize pool for the Prize Draw is AU$1,279 (inclusive of GST) to one (1) winner. Eligible Persons are not required to be present at the draw. The Promoter accepts no responsibility for any tax implications that may arise from prize winnings. All taxes which may be payable as a consequence of receiving the prize are the sole responsibility of the winner. Any additional expenses involved are at the winners' expense. Independent financial advice should be sought. The prize value is the recommended retail price, including GST.
8. There will be one (1) draw and one (1) winner and this will take place following the end of the Promotion Period.
9. The draw will be conducted by Anisimoff Legal, an independent third party, located at Suite 5, Erina Plaza, 210 The Central Coast Highway, Erina NSW 2250 at 11:00am AEST on 5 February 2020.
10. In the event that the prize becomes unavailable for reasons beyond InfoChoice's control, InfoChoice may at its discretion substitute the prize for an alternative prize, subject to any written directions from a regulatory authority.
11. Allocation of the prize to the winner is final and binding and no correspondence will be entered into.
12. The winner will be notified in writing via the contact details supplied by the Eligible Person to InfoChoice when obtaining to the property report on the Website. The winner will be notified within two (2) working days after the winner is drawn and the winner's name will be published on https://infochoice.com.au/winner. The winner's name will also be published on InfoChoice's social media platforms.
13. For Victorian residents, the prize will be available for collection at Level 13, 10 Queens Road, Melbourne VIC 3004 at a time mutually agreed between the winner and the Promoter. For interstate winners, the prize will be sent via registered post or similar to an Australian address.
14. If the winner cannot be contacted within ten (10) working days of the draw, the entry will be invalidated and a further entry drawn at the same place as the original draw on 19 February 2020 in order to distribute the unclaimed prize. All non-winning entries from the original draw will be included in the unclaimed prize draw. The winner of the unclaimed prize draw will be notified in writing (via the contact details supplied by the Eligible Person to InfoChoice when subscribing to InfoChoice customer database at the Website) within two (2) working days of the draw and the winner's name will be published on https://www.infochoice.com.au/winner. This will continue until a valid winning entry is drawn.
15. The prize will only be awarded where a winner fulfils all the requirements of the Promoter's verification tests and procedures. InfoChoice reserves the right, at its absolute discretion, to request verification of age, identity, residential address of the winner and/or proof of eligibility and other information relevant to entry into or participation in this Promotion. InfoChoice reserves the right to disqualify any individual who:
a. is involved in any way with interfering or tampering with the conduct of the Promotion; or
b. InfoChoice otherwise deems has acted in a way which is contrary to the spirit of the Promotion.

Redemption and Use of Prize

16. The prize is not transferable or redeemable for cash, any alternative form of credit or able to be exchanged.
17. It is a condition of accepting and participating in the prize that a winner may be required to sign a legal release or release(s) in a form determined by the Promoter in its absolute discretion.

General

18. InfoChoice assumes no responsibility for any failure to receive an entry in the Promotion or for inaccurate information by any person or for any loss, damage or injury as a result of technical or telecommunications problems, including security breaches. If such problems arise, then InfoChoice may modify the Promotion.
19. InfoChoice reserves the right to disqualify any individual from participating in the Promotion who is involved in any way with tampering or interfering with the Promotion or who has acted dishonestly or fraudulently in claiming a prize.
20. InfoChoice reserves the right to vary these Terms & Conditions and/or to suspend or terminate the Promotion or vary the Promotion at any time, subject to any restrictions imposed by a regulatory authority. Any decision of InfoChoice on matters in relation to the Promotion is final and no further correspondence will be entered into.
21. Privacy Notice: Information provided by Promotion entrants will be collected and used by InfoChoice for the purposes of conducting the Promotion and for promotional purposes surrounding this Promotion. By entering this Promotion, entrants' consent to the use of their information as described and agree that InfoChoice may use this information, or disclose it to other organisations that may use it, in any media for future promotional purposes without any further reference or payment to the entrant, or as otherwise permitted by InfoChoice's privacy policy. To see InfoChoice's privacy policy, go to https://www.infochoice.com.au/privacy-policy/. InfoChoice's privacy policycontains information about how InfoChoice may use your personal information, how you may access your personal information and seek correction of such information as well as how to complain about a breach of the Australian Privacy Principles and how InfoChoice deal with such a complaint.
22. To the extent permitted by law, InfoChoice (and any Related Body Corporate of InfoChoice) and its employees and agents will not be liable for any claims, damages, injuries, costs or expenses suffered or incurred (including but not limited to indirect or consequential loss) as a result of, or arising out of or in any way connected to, the Promotion.
23. Neither InfoChoice nor this Promotion has been authorised, sponsored or approved by Apple Inc
24. "Apple" and "iPhone" are registered trademarks in the U.S. and other countries.
25. The Promoter is InfoChoice Pty Ltd (ABN 93 061 105 735) of Level 13, 10 Queens Road, Melbourne VIC 3004.
26. NSW Permit Number LTPS/19/39537

Win an iPhone 7 128GB Handset

Like the InfoChoice Promotion Post on Facebook and subscribe below by 30 Sept and go in the draw to win an Apple iPhone 7

As an InfoChoice subscriber, we’ll keep you informed across a range of topics such as credit cards and home loans, even high interest savings accounts, term deposits and more.

As a subscriber you'll stay on top of great deals, special offers as well as receiving relevant news, guides and tips to help you make better financial decisions.

Like the "InfoChoice Promotion Post" on Facebook and Subscribe above by 30 Sep 2017 and you’ll go into the draw to win an Apple iPhone 7, valued at over AU$1260^.
The winner will be announced 5pm on our Facebook page Friday 6th October 2017

InfoChoice “Your chance to win an Apple iPhone 7”
Promotion Conditions of Entry
(Effective 1 August 2017)
1. These Terms & Conditions apply to the “Your chance to win an Apple iPhone 7” promotion and prize
draw promoted by InfoChoice Pty Ltd ABN 93 061 105 735 AFSL and Australian Credit Licence number
349445 of 294 Bay Road, Cheltenham, Victoria, 3192 (“InfoChoice” or the “Promoter”).
2. We recommend that you read these Terms & Conditions in full. Information on how to enter the
Promotion and information on the prize forms part of these Terms & Conditions. Participation in the
Promotion is deemed acceptance of these Terms & Conditions.
3. If you are an Eligible Person (see section 5.a. below) and satisfy all of the Entry Requirements (see
section 5.b. below) then, subject to these Terms & Conditions, you will be entered into the prize draw,
to win Apple iPhone 7 (see section 9 below) (“Prize Draw” or the “Promotion”).
4. The Promotion commences at 10:00 AEST on 1 Aug 2017 and ends at 23:59 AEST 30 Sep 2017
(“Promotion Period”).
Eligibility and Entry
5. Entry to the Promotion is ONLY open to individuals who:
a. are permanent Australian Residents aged 18 years or older and reside in an Australian State
or Territory (excluding NSW & ACT) . For the purposes of these Terms & Conditions,
“Australian Residents” means a person who resides in Australia at the start of the Promotion
Period and who holds Australian citizenship or holds an Australian permanent residency visa.
Employees of InfoChoice and its related bodies corporate (as that term is defined in the
Corporations Act 2001 (Cth)) (“Related Body Corporate”) or immediate families of the
aforementioned employees are ineligible to enter. For the purposes of these Terms &
Conditions, “immediate family” means any of the following: spouse, ex-spouse, defacto
spouse, child or step-child (whether natural or by adoption), parent, step-parent,
grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother,
step-sister or first cousin (“Eligible Persons”); AND
b. during the Promotion Period,
(i) like the InfoChoice Promotion Post “COMPETITION TIME” on Facebook; AND
(ii) subscribe to the InfoChoice customer database by entering your name, email address
and State at this specific “Like the Facebook Post, Subscribe & Go in the draw to win
an Apple iPhone 7” subscriber page linked to www.infochoice.com.au.
(collectively “Entry Requirements”).
Eligible Applications
6. Each time an Eligible Person satisfies the Entry Requirement in section 5.b. above, that Eligible
Person will be entered into the Prize Draw to win one (1) prize. The Prize consists of an 128GB iPhone7
handset (plan excluded), which includes 4.7inch diagonal Retinal(HD) display with 1,334x750
resolution and wide colour, 3D touch and 12-megapixel camera, optical image stabilization, Quad-LED
True Tone flash and live photos, valued at AU$1,229 (rrp as at July17).
Prize Draw
7. The total allocated prize pool for the Prize Draw is AU$1,229 (inclusive of GST) to one winner. The
Promoter accepts no responsibility for any tax implications that may arise from prize winnings.
LEGAL_67548.1 All taxes which may be payable as a consequence of receiving the prize are the sole
responsibility of the winner. Any additional expenses involved are at the winners’ expense.
Independent financial advice should be sought. The prize value is the recommended retail price
including GST.
8. There will be one draw and one winner and this will take place following the end of the Promotion
Period.
9. The draw will be conducted by Anisimoff Legal, an independent third party, located at Suite 5, Erina
Plaza, 210 The Central Coast Highway, Erina, NSW, 2250, and will take place at 11:00 AEST on6 Oct
2017,
10. In the event that the prize becomes unavailable for reasons beyond InfoChoice’s control,
InfoChoice may at its discretion substitute the prize for an alternative prize, subject to any written
directions from a regulatory authority.
11. Allocation of the prize to the winner is final and binding and no correspondence will be entered
into.
12. The winner will be notified in writing via the contact details supplied by the Eligible Person to
InfoChoice when subscribing to InfoChoice customer database at the Website. The winner will be
notified within two (2) working days after the winner is drawn and the Winner’s name will be
published on digital.infochoice.com.au/subscriber_promotion.
13. If necessary and at its complete discretion, InfoChoice may conduct an unclaimed prize draw at
the same time and place as the original draw on 1 December 2017 in order to distribute the unclaimed
prize. All non-winning entries from the original draw will be included in the unclaimed prize draw. The
winner of the unclaimed prize draw will be notified in writing (via the contact details supplied by the
Eligible Person to InfoChoice when subscribing to InfoChoice customer database at the Website)
within two (2) working days of the draw and the winner’s name will be published on
digital.infochoice.com.au/subscriber_promotion.
14. The prize will only be awarded where a winner fulfils all the requirements of the Promoter’s
verification tests and procedures. InfoChoice reserves the right, at its absolute discretion, to request
verification of age, identity, residential address of the winner and/or proof of eligibility and other
information relevant to entry into or participation in this Promotion. InfoChoice reserves the right to
disqualify any individual who: (a) is involved in any way with interfering or tampering with the conduct
of the Promotion; or (b) InfoChoice otherwise deems has acted in a way which is contrary to the spirit
of the Promotion.
Redemption and Use of Prize
15. The prize is not transferable or redeemable for cash, any alternative form of credit or able to be
exchanged.
16. It is a condition of accepting and participating in the prize that a winner may be required to sign a
legal release or release(s) in a form determined by the Promoter in its absolute discretion.
General
17. InfoChoice assumes no responsibility for any failure to receive an entry in the Promotion or for
inaccurate information by any person or for any loss, damage or injury as a result of technical or
telecommunications problems, including security breaches. If such problems arise, then InfoChoice
may modify the Promotion.
18. InfoChoice reserves the right to disqualify any individual from participating in the Promotion who
is involved in any way with tampering or interfering with the Promotion or who has acted dishonestly
or fraudulently in claiming a prize.
19. InfoChoice reserves the right to vary these Terms & Conditions and/or to suspend or terminate
the Promotion or vary the Promotion at any time. Any decision of InfoChoice on matters in relation to
the Promotion is final and no further correspondence will be entered into.
20. Information provided by Promotion entrants will be collected and used by InfoChoice for the
purposes of conducting the Promotion and for promotional purposes surrounding this Promotion. By
entering this Promotion, entrants consent to the use of their information as described and agree that
InfoChoice may use this information, or disclose it to other organisations that may use it, in any media
for future promotional purposes without any further reference or payment to the entrant. To see
InfoChoice’s privacy policy, go to http://www.infochoice.com.au/infochoice/privacy.aspx.
21. To the extent permitted by law, InfoChoice (and any Related Body Corporate of InfoChoice) and
its employees and agents will not be liable for any claims, damages, injuries, costs or expenses suffered
or incurred (including but not limited to indirect or consequential loss) as a result of, or arising out of
or in any way connected to, the Promotion.
22. The Promoter is InfoChoice Pty Ltd (ABN 93 061 105 735) of 294 Bay Rd, Cheltenham, Victoria,
3192.

InfoChoice competitions

Win a McLaren 650s Spider

Win $5000 Cash

InfoChoice $1,000 Home Loan Rate Comparison Offer

Win iPhone 11 (128 GB)

Win an iPhone11

Win an iPhone 7 128GB Handset

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