The terms and conditions contained herein, together with any other information on how to enter and win prizes in the competition referred to as the “Ultimate Travel Tales Competition” or such other similar reference (“Competition”), comprise the terms and conditions (“Terms and Conditions”) to which you submit when entering the Competition. If you submit an entry or read the Terms and Conditions and thereafter take any steps howsoever with respect to submitting an entry, or otherwise participate in this Competition, you are deemed to have accepted these Terms and Conditions and for the purposes of these Terms and Conditions you are referred to as an “Entrant”.The promoter is Cover-More Insurance Services Pty Ltd ABN 95003114145 AFSL 241713 (“Cover-More”) of Level 2, 60 Miller Street North Sydney 2060 Australia.EligibilityAn Entrant from anywhere in the world may enter the Competition.An Entrant must be the age of 18 years or over.Employees, and their immediate family, of Cover-More are not eligible to enter this Competition. Immediate family means any of the following: spouse, ex-spouse, de facto spouse, child or step child (whether natural or by adoption), parent, step parent, grandparent, step grandparent, uncle, aunt, niece, nephew, brother, sister, step brother, step sister or first cousin.How to EnterThe Entrant must submit a photo and/or video (less than 60 seconds long) that has been uploaded to the Entrant’s public Instagram account. The post must also mention the competition hashtag #ultimatetraveltales, and @covermore must be tagged in the photo/video, and the entrant must follow @covermore on Instagram.An Entrant may submit more than one entry from the same Instagram account to enter the Competition.Entry Period for the 2019 competition is Monday 2 September 2019 at 12:01am GMT to Sunday 29 September 2019 at 11:59pm GMT.When submitting an entry, an Entrant must comply with all applicable laws and regulations and must not post, submit or transmit any video, information, image, text or other material of any kind whatsoever that:is not original material or material in which the Entrant owns copyright, unless the Entrant is authorised by the copyright owner to post or transmit that material for the purposes of the Competition;violates or infringes upon the rights of any other person, including a person’s intellectual property or privacy rights;is unlawful, offensive, threatening, abusive, defamatory, derogatory, obscene, vulgar, profane or indecent or that is sexual or pornographic in nature;vilifies, insults or humiliates any person on the basis of race, religion, ethnicity, gender, age, sexual orientation or any physical or mental disability;identifies any person other than the Entrant, unless the Entrant has obtained the consent of that person to submit the material for the purposes of the Competition and consents to, and submits to the application of, clause 9 of these Terms and Conditions as if that clause 9 applied to that person as an Entrant;advertises or promotes any goods or services, websites, competitions or schemes or otherwise for commercial purposes; andis knowingly incorrect, misleading or deceptive.Cover-More may, but is under no obligation to, monitor or review the contents of the entries and may choose in its sole and unfettered discretion to not promote or show any materials (in whole or in part) for any reason whatsoever including but not limited to that the content is in Cover-More’s view in any way objectionable or may possibly be in violation of any applicable law or these terms and conditions or not promote or adversely effect in any way Cover-More or a Cover-More product or service.The Entrant remains liable for the content of any video, information, image, text or other material submitted as an entry and indemnifies and holds harmless Cover-More against and from any claims whatsoever and howsoever arising with respect to the Entrant’s entry.Without limiting any other terms herein, the Entrant indemnifies Cover-More and its directors, officers, employees, and agents (“Indemnified Parties”) on a full indemnity basis for all direct and consequential loss, causes of actions, demands, damages, fines, penalties or other costs or expenses of any kind or nature whether monetary or capable of being converted into money, suffered by any of the Indemnified Parties, as a result of, or caused or contributed to by, any act or omission, including any breach of any of these terms and conditions, by the Entrant.JudgingAll entries uploaded to Instagram using the competition hashtag #UltimateTravelTales will be judged with three major winners (“Major Prize Winners”) and ten micro winners (“Micro Winners”) chosen, (together referenced as “Winners”).The Major Prize Winners will be determined based on the three categories of best photo, best caption and best video as determined by a Cover-More panel of judges.The first round Winners will be notified by Instagram direct message. Judging will take place at Cover-More’s office in North Sydney (or at an undisclosed location otherwise determined as required by Cover-More).This is a game of skill. Chance plays no part in determining the Winners. Each valid entry will be assessed for creative merit and entertainment value around the themes provided on the Ultimate Travel Tales Competition web page. Entries must not have been submitted previously or have been submitted to win or in an attempt to win prizes in any other competition.The Micro Prizes will be awarded to creative and entertaining entries not selected as Major Prize Winners as determined by a Cover-More panel of judges.The Winners may be published across Cover-More websites and social media pages following the completed draw and announced via Cover-More’s global websites and social media accounts.
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