General1. The Promoter is Nationwide News Pty Ltd (ABN: 98 008 438 828) of 2 Holt Street, SurryHills, NSW 2010. Telephone number 02 9288 3000.2. Information on how to enter and prizes forms part of the terms of entry. Entry into thecompetition is deemed acceptance of these terms and conditions.3. To the extent of any inconsistency between these Terms and Conditions and any otherreference to this competition, these Terms and Conditions prevail.Who can enter4. Entry is open to all residents of NSW/ACT, QLD, VIC, WA, SA and TAS only (referred toin these terms and conditions as the participating states), who are over the age of 18except employees and immediate families of the Promoter and their associatedcompanies and agencies and participating outlets. Immediate family means any of thefollowing: spouse, ex-spouse, defacto spouse, child or step child (whether natural or byadoption), parent, step parent, grandparent, step grandparent, uncle, aunt, niece,nephew, brother, sister, step brother, step sister or 1st cousin.5. AGE RESTRICTION: Entrants into this competition must be 18 years of age or older asat the date of entry.6. The Promoter reserves the right to request winners to provide proof of identity, proof ofresidency at the nominated prize delivery address and/or proof of entry validity or proof ofregistration ownership in order to claim a prize. Proof of identification, residency and entryconsidered suitable for verification is at the discretion of the Promoter. In the event that awinner cannot provide suitable proof, the winner will forfeit the prize in whole and nosubstitute will be offered.When to enter7. The competition commences on Sunday November 24, 2019 at 9:00am AEDT andconcludes on Sunday December 15, 2019 at 11:55pm AEDT. Entries must be receivedby the Promoter prior to the competition close date and time.8. The time of entry will in each case be the time the online entry is received by thePromoter’s database, not at the time of transmission by the entrant.9. The Promoter accepts no responsibility for any late, lost or misdirected entries includingSMS messages not received by the Promoter or delays in the delivery of the SMSmessage due to technical disruptions, network congestion or for any other reason. SMSentries via the internet or computer generation and not attributable to a valid mobilephone account is invalid and will not be accepted.How to enter10. Entrants may enter the competition by taking photos of their own house, and submittingtheir original entry online through the following websites:o NSW/ACT residents - dailytelegraph.com.au/promotionso QLD residents – couriermail.com.au/competitionso VIC residents – heraldsun.com.au/competitionso SA residents – adelaidenow.com.au/competitionso TAS residents – themercury.com.au/competitionso WA residents – communitynews.com.au/competitionsEntrants will also need to register their details including (but not limited to) full name, address,post code, telephone number and e-mail address. The cost of accessing the promotionalwebsite will be dependent on the entrant’s individual Internet Service Provider. The mostcreative submission for each state will win.111. Entrants are required to take full responsibility for the content of their entry and for ensuringthat their entry complies with these terms and conditions. For the purposes of these contentrequirements, “entry content” includes any content (including text, photos, videos and emailmessages) that entrants submit, upload, transmit, publish, communicate or use inconnection with their entry into the Promotion. Entries must be the entrant’s originalwork. The Promoter reserves the right to verify, or to require the entrant to verify, that theentry is the entrant’s original work. If an entry cannot be verified to the Promoter’ssatisfaction, the entry will be deemed invalid. The Promoter may, in its absolute discretion,edit, modify, delete, remove or take-down any part of an entrant’s entry. An entrant’s entrymust not include:(a) any image or voice of any other person without that person’s expressconsent. Entrants warrant that if any such content is included, they have obtainedthe express consent of the relevant person;(b) any content that contravenes any law, infringes the rights of any person or ispotentially insulting, inflammatory, defamatory, obscene, offensive, discriminatory,indecent or otherwise objectionable or inappropriate (which includes, withoutlimitation, any content involving nudity, malice, excessive violence or swearing);and(c) any literary, dramatic, musical or artistic work, any audio-visual or sound recording,or any other item in which copyright subsists, unless the entrant is entitled to doso. If an entrant has any doubts about whether they have the right to include anycontent (for example, recorded music) they must not include it. By including anysuch content in their entry, the entrant warrants that they have the permission ofthe relevant copyright owner to do so and that this permission allows the Promoterto use the entry in accordance with these terms and conditionsThe Promoter reserves the right to disqualify a winner if Promoter becomes aware that thewinner and/or the winner’s entry is of a type described in this clause.12. Any entry that is made on behalf of an entrant by a third party will be invalid.13. ALL images submitted must be of entrants own home and not someone else’s. By enteringthis competition, you agree for the images you have uploaded to be used to promote thiscompetition in this or subsequent years, and images of your home may appear on ThePromoter and Allianz’s promotional materials in relation to this competition in this orsubsequent years.14. The Promoter reserves the right to disqualify any entrant who tampers with the entryprocess, who submits an entry that is not in accordance with these terms and conditions orwho has, in the opinion of Promoter, engaged in conduct in entering the Promotion whichis fraudulent, misleading, deceptive or generally damaging to the goodwill or reputation ofthe Promotion and/or Promoter. This includes, but not limited, to entrants and householdsusing multiple email addresses, postal addresses, PO Box addresses or SIM cards toregister single or multiple purchases.Number of Entries permitted15. Only one entry per person and per household. A maximum of one prize will be awardedper person.Determination and Notification of winner16. The winner in each participating state will be the valid entry submitted in accordance withthese terms and conditions that is judged by a panel of judges consisting of an AllianzSales Manager, a News Corp Australia Trade Marketing Executive and Allianz ChiefFestive Officer Jamie Durie to be the most creative display for that participating state.Judging will take place at 2:00pm AEDT on Monday December 16, 2019 at 2 Holt Street,Surry Hills, NSW 2010.This competition is a game of skill. Chance plays no part in determining the winner.217. If any particular determination is scheduled on a public holiday, the determination will betake place on the following business day.18. The Promoter’s decision is final and the Promoter will not enter into correspondenceregarding the competition result or any other decisions the Promoter makes in connectionwith the Promotion.19. The winner of each state will be notified by telephone or email within two days of beingdetermined. Winners of prizes will be published on relevant websites as stated below:o NSW/ACT winner – dailytelegraph.com.au/promotionso QLD winner – couriermail.com.au/competitionso VIC winner – heraldsun.com.au/competitionso SA winner – adelaidenow.com.au/competitionso TAS winner – themercury.com.au/competitionso WA winner – communitynews.com.au/competitions20. Prizes will be awarded to person named in the entry. However, in a dispute, will beawarded to the account holder of the entry mechanism used to submit their entry (i.e.mobile phone account holder or land line account holder).21. Should an entrant’s contact details change during the promotional period, it is theentrant's responsibility to notify the Promoter. A request to access or modify anyinformation provided in an entry should be directed to the Promoter.